Showing posts with label Medicare. Show all posts
Showing posts with label Medicare. Show all posts

Saturday, December 31, 2011

How to Sign Up For Medicare - Your Guide to Applying For Medicare

How to sign up for Medicare is a question many people eventually find themselves asking, either because they have reached retirement age or are simply in need of reliable health insurance. Medicare is a health insurance program funded by the United States government; it is eligible to those who have worked at least ten years through Medicare-covered employment, are 65 years or older, and are either a citizen or permanent resident of the United States. Exceptions can be made for those who are disabled or are in the End Stage of Renal disease. There are two plans within Medicare, Plan A and Plan B. Plan A covers hospital insurance while Plan B covers medical insurance. Signing up for Medicare is fairly simple, once the steps are known.

If you are already receiving Social Security, the enrollment process is simple: you do nothing. People on Social Security are already enrolled in the Medicare program. One of the benefits of this is that you are relieved of the premium requirements and can simply reap the benefits of this health program. If you have questions, you can contact your local Social Security Office.

ONLINE APPLICATION

If you are not enrolled, first check that you meed the eligibility requirements. Ask yourself if you or your spouse ever worked for a Medicare-providing employer. Are you over 65? Disabled? One of the easiest ways to check this is to go onto the federal Medicare website and fill out their questionnaire. If you are eligible, this will be confirmed; otherwise, you will receive a note of what requirements you still have to fill and when you will be automatically eligible.

If you find you are indeed eligible, you have a couple options. You can call the Social Security phone line, where a a representative can guide you through the process. Alternatively, you can go in person to your local Social Security Office, where they can help you fill out the appropriate paperwork.

Medicare is a social program aimed at helping to provide health insurance for those who need it most. The steps for signing up for Medicare are fairly simple, so find out if you quality and start getting those benefits.

How to Sign Up For Medicare - Your Guide to Applying For Medicare

ONLINE APPLICATION

Thursday, October 20, 2011

Medicare Application - Do Both You And Your Provider Have To Apply?

Medicare is a health insurance program provided by the United States government. The Medicare Program covers citizens who are 65 years old or older, or those meeting other specific criteria.

applications

The Medicare program is administered by the Centers for Medicare and Medicaid Services (CMS) department. In order for you to take advantage of Medicare, and for your physician to accept your coverage, you must both complete a Medicare application.

APPLICATION

Medicare coverage and information is subject to change without notice. You should always check with your local Social Security agency before relying solely on this article.

Individual Coverage

Most people qualify for Medicare when they reach 65 years old or if certain medical conditions apply. Anyone already receiving Social Security benefits will automatically enrolled in Medicare Parts A and B. Because you must pay a premium for Part B coverage, you have the choice not to include Part B coverage on your Medicare application. Persons who are automatically eligible will be notified several months prior to their eligibility birthdate with the proper information.

Individuals who are not automatically enrolled must complete the Medicare application CMS 40B, Application for Enrollment in Medicare. To obtain this form, you must either visit your local Social Security Administration office or arrange for a Medicare application appointment at 1-800-772-1213.

For convenience, an application for monthly benefits for retirement, disability, or a spouse is often submitted with the Medicare application. It is possible to apply for these monthly benefits online at [https://s044a90.ssa.gov/apps6z/ISBA/main.html] Your local Social Security office can also help you with this application.

Provider Coverage

Medical providers desiring to participate in the Medicare health insurance program must submit a Medicare application. One example applicable to doctors, hospitals, and ambulance is Form CMS 10115, Section 1011 Provider Enrollment Application. This relatively short form requires basic contact information as well as the applicant's Medicare Identification Number, Federal Tax Identification Number, and, for hospitals only, lists of physicians with hospital privileges and their provider numbers.

Examples of a Medicare application for different providers include:

Form CMS 855A, Medical Enrollment Application - Institutional Providers
applies to: Community Mental Health Centers, Comprehensive Outpatient
Rehabilitation Facilities, Critical Access Hospitals, End-Stage Renal Disease Facilities, Federally Qualified Health Centers, and other facilities specifically listed on the application. This Medicare application is available for download from http://www.cms.hhs.gov/cmsforms/downloads/cms855a.pdf

Form CMS 855B is entitled Medicare Enrollment Application - Clinics/Group Practices and Certain Other Suppliers. It applies to Ambulance Service Suppliers, Ambulatory Surgical Centers, Clinic/Group Practices, Independent Clinical Laboratories, and other facilities specifically listed on the application. It is available for download from http://www.cms.hhs.gov/CMSforms/downloads/cms855b.pdf

The Beginning of the Medicare Paper Trail

There are many more Medicare application forms available than can be discussed or even listed here. Whether you are a doctor or a patient, the enrollment process begins with the Medicare application.

Medicare Application - Do Both You And Your Provider Have To Apply?

APPLICATION