Saturday, December 31, 2011

How to Sign Up For Medicare - Your Guide to Applying For Medicare

How to sign up for Medicare is a question many people eventually find themselves asking, either because they have reached retirement age or are simply in need of reliable health insurance. Medicare is a health insurance program funded by the United States government; it is eligible to those who have worked at least ten years through Medicare-covered employment, are 65 years or older, and are either a citizen or permanent resident of the United States. Exceptions can be made for those who are disabled or are in the End Stage of Renal disease. There are two plans within Medicare, Plan A and Plan B. Plan A covers hospital insurance while Plan B covers medical insurance. Signing up for Medicare is fairly simple, once the steps are known.

If you are already receiving Social Security, the enrollment process is simple: you do nothing. People on Social Security are already enrolled in the Medicare program. One of the benefits of this is that you are relieved of the premium requirements and can simply reap the benefits of this health program. If you have questions, you can contact your local Social Security Office.

ONLINE APPLICATION

If you are not enrolled, first check that you meed the eligibility requirements. Ask yourself if you or your spouse ever worked for a Medicare-providing employer. Are you over 65? Disabled? One of the easiest ways to check this is to go onto the federal Medicare website and fill out their questionnaire. If you are eligible, this will be confirmed; otherwise, you will receive a note of what requirements you still have to fill and when you will be automatically eligible.

If you find you are indeed eligible, you have a couple options. You can call the Social Security phone line, where a a representative can guide you through the process. Alternatively, you can go in person to your local Social Security Office, where they can help you fill out the appropriate paperwork.

Medicare is a social program aimed at helping to provide health insurance for those who need it most. The steps for signing up for Medicare are fairly simple, so find out if you quality and start getting those benefits.

How to Sign Up For Medicare - Your Guide to Applying For Medicare

ONLINE APPLICATION

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